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Credit Card NewsoptionsXpress Platinum Visa: 0% Balance Transfer for 12 Months, $75 Max BT Fee The optionsXpress Platinum Visa offers something that very few credit cards today do: a 0% balance transfer deal with a capped fee. More specifically, it offers an intro balance transfer promo of 0% for 12 months with a 3% balance transfer fee capped at $75. In addition, the card carries no annual [...] more news Have Credit Card Debt? It’s Time to Make a Deal Both consumers and banks are continuing to feel the economic pinch, as credit card chargeoffs rose to over 10% for the first time ever. According to Moody’s, their chargeoff rate index rose to 10.62% in May versus 9.97% in April. In addition, TransUnion reports that 1.32% of credit card users were at least [...] more news Obama Signs Credit Card Reform Bill New credit card rules designed to protect consumers from being charged excessive fees and rates without warning were signed into law today by President Obama. While many of the changes in the The Credit Card Accountability Responsibility and Disclosure Act were already put into place by the Federal Reserve in December, those rules weren’t [...] more news |
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